Are you frugal or are you stingy?

 

Frugal – sparing or economical with regard to money or food.

Stingy -unwilling to give or spend; ungenerous.

 

When you read these definitions, where you do you feel you fit?  Are you making prudent, economical decisions about your spending and generosity?  Or, are you holding on to “your money” and being stingy?