It could be a good time to refinance your debt. For most people that means refinancing your mortgage. The government recently decided interest rates were too high. Now they are lower than they have been for quite some time. Reach out to your preferred lender about your options today. I am not a lender but if you need some guidance on who to reach out to then let me know and I am happy to help. Who knows, rates could go down further but now is a good time to consider your options to potentially save money.