Financial Stage 2: Stabilizing

Are you in Financial Stage 2: Stabilizing? You are at Financial Stage 2, Stabilizing, once you have calculated your personal net worth, developed your financial plan and budget, and you are working on a positive money mindset.  You will remain in this stage until you have achieved a few more financial milestones.  Financial stability is …

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Financial Independence or Emergency Fund?

The words we choose matter. When you save money, would you rather that money be used for your financial independence or for an emergency? I believe when you have your Financial Independence Fund there will be no such thing as an emergency.  Your mindset shift will result in emergencies finding somewhere else to happen. Plus, …

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