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Each individual’s situation is different so the content on the site should not be construed as financial or legal advice.  Each person’s situation is different so you need to decide for yourself how, or if, you want to invest.  You should consult a financial adviser, CPA, and/or attorney about your questions and personal situation.  The owner of this site and the author(s) disclaim any warranty regarding the accuracy, availability, or timeliness of the content on the site.  All content available on the site are the property of the site owner and should not be used, copied, or distributed without the prior written consent of the site owner.

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